For Small & Mid-Size Businesses Nationwide
Virtual Bookkeeping —
Clarity in your books,
confidence
in your business.
Salt & Sand Bookkeeping provides precise, reliable virtual bookkeeping services for growing businesses nationwide — so you can focus on what you do best.
Why businesses choose Salt & Sand...
What we do
Virtual Bookkeeping Services That Scale With Your Business
Comprehensive virtual bookkeeping services designed for small and mid-size businesses that have outgrown DIY solutions but don't need a full-time in-house bookkeeper.
Monthly Virtual Bookkeeping & Financial Reporting
Professional transaction matching, categorization, month-end reconciliation, and accurate financial reporting to keep your books tax-ready every month.
Financial Reporting
Clean Profit & Loss, Balance Sheet, Cash Flow statements, and year-end reports. Know exactly where your business stands at any point.
Accounts Receivable & Payable
Invoicing, payment tracking, bill entry, vendor payments, and W-9 management. Your cash flow stays visible and your follow-up is handled.
Payroll Processing
Setup, processing, and coordination with third-party payroll providers through QuickBooks Online, Xero, or Gusto. As much or as little involvement as you need.
Cleanup & Catch-Up
Books that have fallen behind, gotten inconsistent, or just don't make sense anymore. We go back through your records, fix the problems, and leave you with books you can rely on.
How it works
Simple. Transparent.
No surprises.
Every engagement follows the same clear process. From first conversation to ongoing monthly bookkeeping, you always know what's happening and what comes next.
Free consultation
A 30-minute call to walk through where your books currently stand, what services might make sense, and whether Salt & Sand is a good fit. No pitch, no pressure.
Onboard
Shannon handles the setup in QuickBooks Online or Xero, establishes the workflow, and gets everything organized. Most clients are fully onboarded within one to two weeks.
Monthly service
Every month, your books are reconciled, reports are delivered, and you get a clear financial picture. Direct communication, consistent attention, no rotating staff.
Tax-ready
When tax season comes, your CPA gets clean books. We coordinate directly with your tax professional so they have everything they need — no scrambling, no gaps.
Shannon Gemberling
Founder, Salt & Sand Bookkeeping
About
A different kind
of bookkeeper.
"When you work with Salt & Sand, you work directly with me — not a rotating team of junior staff."
Before founding Salt & Sand Bookkeeping, Shannon Gemberling spent over 25 years in information technology consulting — working with organizations to untangle complex systems, build efficient operations, and fix problems that had been quietly compounding for years.
That background might seem unusual for a bookkeeper. But managing chaotic books isn't just a numbers problem — it's a systems problem. Shannon approaches bookkeeping the same way she approached IT: methodically, with a clear process, and with an eye toward making sure it stays clean once it's fixed.
The result? More than balanced books. You get a clear financial picture of where your business stands, where it's going, and what decisions you can make with confidence.
"Shannon with Salt & Sand Bookkeeping has been an invaluable resource. She worked closely with us to organize and clean up our accounts, ensuring everything was accurate and ready for our accountant. She also took the time to explain what she was doing, which helped us better understand our financials and feel confident moving forward."
Drug Guard LLC
From the blog
Practical insights
for business owners.
May 17, 2026
18 Months of Catch-Up Bookkeeping
A home services business hadn't reconciled their accounts in a year and a half. Here's how we worked through it — and what we found on the other side.
Read more →May 1, 2026
8 scams that target bookkeeping professionals (And How to Protect Yourself)
Bookkeeping professionals are not just witnesses to financial fraud — they are targets of it. Here are the eight scams we see most frequently targeting bookkeeping professionals — what they look like, why they work, and what you can do to protect yourself and your practice.
Read more →April 1, 2026
7 Scams Targeting Business Owners (And How to Stop Them)
Financial scams targeting small businesses are more sophisticated than ever. Here's what to watch for and how to protect your business.
Read more →Not sure where to start? Browse our resources →
Get started
Ready to simplify
your bookkeeping?
Start with a free 30-minute consultation. No pitch, no pressure — just a straightforward conversation about your books and what you need.
Prefer to call? (888) 282-SALT (7258)